Life gets busy — we know! No sales pressure, just friendly assistance! Home Why Us? Facebook LinkedIn Twitter Instagram. Office Hours Business Hours. Think of everything that you own in your home. This can include: Furniture Computers, TV and all of your electronics Clothes and jewellery Appliances Kitchenware Bedding When you start writing down all of your belongings and adding everything up, the total can sometimes surprise you.
Special Content to Insure There are also some special items that we look at specifically. Some of these items are: Jewellery Bicycles Art Business equipment at home Collectibles and Antiques If you have any of these items, make sure to let us know. Recent Posts Nov Insurance tips , Tenant Insurance. The amount of contents insurance that you need will depend on how many items you have in your home and how valuable they are. Decor items such as curtains, light fittings and flooring should also be included in this calculation.
Find out more. Underinsuring your home can be a problem, as can over-insuring your home. Read on to find out how you can estimate your home contents value quickly and easily. You may feel daunted by this task, but breaking it down will make it more manageable.
The most logical way to work is by tackling one room at a time. These spaces will likely have the most items that need to be added to your list. The most important items you need to list in these rooms are the cupboard contents and appliances. For the living room, furniture including coffee tables, sofas, armchairs, bookcases and sideboards needs to be added to your list. Next, have a think about any electronics, such as the television, laptops, tablets, DVD players, etc. In the bedroom, make a note of furniture items, such as the bed, wardrobes not built in ones , chest of drawers, ottomans and armchairs.
Then, look at your clothing. The easiest way to calculate this is by taking an average of what each piece cost and multiplying this figure by how many items are in your wardrobe.
You can do a similar thing with any shoes and books too. When it comes to your jewellery, it might be better to individually price everything up, particularly if you have any pieces of value. Divorce and separation Sorting out money and homes, what if you have children, money after break ups. Illness and disability Managing costs, extra financial support, help with work or study.
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Where can I buy contents insurance? Five things to think about when buying contents insurance. How does contents insurance work? Find out more in our guide What is home insurance and how do I get a good deal?
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